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Old 11-03-2012, 08:17 AM
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I'm in the minority, but I say not to buy on layaway. I've thought layaway is a good idea, but I've read some advice from financial experts saying it's not. For one thing, some places still charge fees for the service. Also, and this is a big one for me, they don't honor sale prices which usually come later in the year. If you're doing layaway to make payments, you're arguably better off using a rewards credit card, but I think it's best to just make a Christmas fund and save little by little over time.

As for the issue of items being out of stock, I think that's less an issue today than it used to be. Stores are able to stock more quickly, and the cyber shopping gives you a seemingly infinite number of shopping options.
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Old 11-03-2012, 12:16 PM
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Originally Posted by Festive Spirit View Post
We don't have layaway over here unfortunately. The others have made some good points. It will give you peace of mind for one thing. I say go for it......
hi am not a 100 % sure what layaway is but i think it is like leaving stuff over and paying it in

I do that in my shop and its not only at christmas at the moment there is loads left over and its still 7 weeks to christmas
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